Rates

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Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 5/1/25
For current rate information, call your local Minnwest Bank or 1-844-MINNWEST.

CD Specials Rates2SEE DETAILS

Description Minimum Opening Deposit Interest Rate Annual Percentage Yield
Classic 7 Month CD Special $5,000 3.05% 3.07%
Classic 7 Month CD Special $25,000 3.75% 3.78%
Classic 19 Month CD Special $5,000 2.50%  2.50%
Classic 19 Month CD Special $25,000 3.40%  3.41%
Classic 25 Month CD Special $25,000 3.80% 3.80%

Digital CD Specials Rates - Online Exclusive*2 SEE DETAILS OPEN NOW

Description Minimum Opening Deposit Interest Rate Annual Percentage Yield
6 Month Digital CD $1,000 3.05%  3.07%
12 Month Digital CD $1,000 3.40%  3.40%
30 Month Digital CD $1,000 3.40%  3.41%

* Minnwest Bank Digital CD Specials are not available to open in branch and are only available to open online.

Investment Savings1SEE DETAILSOPEN NOW

Daily Balances Minimum Opening Deposit Interest Rate Annual Percentage Yield
Up to $50,000 $10,000 0.50% 0.50%
$50,000.01 – $100,000 $10,000 1.75% 1.76%
$100,000.01– $250,000 $10,000 1.90% 1.92%
$250,000.01– $500,000 $10,000 2.15% 2.17%
$500,000.01 and up $10,000 2.90% 2.94%

Money Max Savings Rates1SEE DETAILSOPEN NOW

Daily Balances Minimum Opening Deposit Interest Rate Annual Percentage Yield
Up to $25,000 $10,000 0.30% 0.30%
$25,000.01 – $100,000 $10,000 0.30% 0.30%
$100,000.01 – $225,000 $10,000 0.50% 0.50%
$225,000.01 – $500,000 $10,000 1.00% 1.00%
$500,000.01 and up $10,000 1.50% 1.51%

Health Savings Account Rates1SEE DETAILS

Daily Balances Minimum Opening Deposit Interest Rate Annual Percentage Yield
Up to $1,000 $100 0.05% 0.05%
$1,000.01 – $2,500 $100 0.05% 0.05%
$2,500.01 – $10,000 $100 0.05% 0.05%
$10,000.01 – $30,000 $100 0.05% 0.05%
$30,000.01 and up $100 0.20% 0.20%

Personal Savings Account Rates1

Account Minimum Opening Deposit Interest Rate Annual Percentage Yield
Thrift Savings $50 0.05% 0.05%

Classic Business Savings Rates1SEE DETAILS

Daily Balances Interest Rate Annual Percentage Yield
Up to $300 0.00% 0.00%
$300.01 and up 0.30% 0.30%

Platinum Business Savings Rates1SEE DETAILS

Daily Balances Interest Rate Annual Percentage Yield
Up to $10,000 0.00% 0.00%
$10,000.01 – $100,000 0.40% 0.40%
$100,000.01 – $500,000 0.60% 0.60%
$500,000.01 – $1,000,000 1.85% 1.87%
$1,000,000.01 and up 2.15% 2.17%

Nonprofit Checking Rates1SEE DETAILS

Daily Balances Interest Rate Annual Percent Yield
Up to $150,000 0.10% 0.10%
$150,000.01 - $500,000 0.25% 0.25%
$500,000.01 and up 0.35% 0.35%

Ultimate Cashback Checking Rates

SEE DETAILS

OPEN NOW


Daily Balances Minimum Opening Deposit Interest Rate Annual Percentage Yield
Up to $25,000 $100 0.15% 0.15%
$25,000.01 and up $100 0.50% 0.50%