Rates
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9/25/25
For current rate information, call your local Minnwest Bank or 1-844-MINNWEST.
CD Specials Rates - In Branch Exclusive*2SEE DETAILS
| Description | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Classic 7 Month CD Special | $5,000 | 3.05% | 3.07% |
| Classic 7 Month CD Special | $25,000 | 3.67% | 3.70% |
| Classic 13 Month CD Special | $5,000 | 3.05% | 3.07% |
| Classic 13 Month CD Special | $25,000 | 3.60% | 3.60% |
* Minnwest Bank CD Specials are not available to open online and are only available to open in branch.
Digital CD Specials Rates - Online Exclusive*2 SEE DETAILS OPEN NOW
| Description | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 6 Month Digital CD | $1,000 | 3.05% | 3.07% |
| 12 Month Digital CD | $1,000 | 3.40% | 3.40% |
| 30 Month Digital CD | $1,000 | 3.40% | 3.41% |
* Minnwest Bank Digital CD Specials are not available to open in branch and are only available to open online.
Investment Savings1SEE DETAILSOPEN NOW
| Daily Balances | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Up to $50,000 | $10,000 | 0.50% | 0.50% |
| $50,000.01 – $100,000 | $10,000 | 1.75% | 1.76% |
| $100,000.01– $250,000 | $10,000 | 1.90% | 1.92% |
| $250,000.01– $500,000 | $10,000 | 2.05% | 2.07% |
| $500,000.01 and up | $10,000 | 2.75% | 2.78% |
Money Max Savings Rates1SEE DETAILSOPEN NOW
| Daily Balances | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Up to $25,000 | $10,000 | 0.30% | 0.30% |
| $25,000.01 – $100,000 | $10,000 | 0.30% | 0.30% |
| $100,000.01 – $225,000 | $10,000 | 0.50% | 0.50% |
| $225,000.01 – $500,000 | $10,000 | 1.00% | 1.00% |
| $500,000.01 and up | $10,000 | 1.50% | 1.51% |
Health Savings Account Rates1SEE DETAILS
| Daily Balances | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Up to $1,000 | $100 | 0.05% | 0.05% |
| $1,000.01 – $2,500 | $100 | 0.05% | 0.05% |
| $2,500.01 – $10,000 | $100 | 0.05% | 0.05% |
| $10,000.01 – $30,000 | $100 | 0.05% | 0.05% |
| $30,000.01 and up | $100 | 0.20% | 0.20% |
Personal Savings Account Rates1
| Account | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Thrift Savings | $50 | 0.05% | 0.05% |
Classic Business Savings Rates1SEE DETAILS
| Daily Balances | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Up to $300 | 0.00% | 0.00% |
| $300.01 and up | 0.30% | 0.30% |
Platinum Business Savings Rates1SEE DETAILS
| Daily Balances | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Up to $10,000 | 0.00% | 0.00% |
| $10,000.01 – $100,000 | 0.40% | 0.40% |
| $100,000.01 – $500,000 | 0.50% | 0.50% |
| $500,000.01 – $1,000,000 | 1.60% | 1.61% |
| $1,000,000.01 and up | 2.00% | 2.02% |
Nonprofit Checking Rates1SEE DETAILS
| Daily Balances | Interest Rate | Annual Percent Yield |
|---|---|---|
| Up to $150,000 | 0.10% | 0.10% |
| $150,000.01 - $500,000 | 0.25% | 0.25% |
| $500,000.01 and up | 0.35% | 0.35% |
Ultimate Cashback Checking Rates1
| Daily Balances | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Up to $25,000 | $100 | 0.15% | 0.15% |
| $25,000.01 and up | $100 | 0.50% | 0.50% |
1 The interest rate and Annual Percentage Yield (APY) may change after account opening.
2 An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.
