Personal Savings Certificate of Deposit (CD)

Invest as little as $500 for the short or long term, and learn about flexible options that help you manage your money with a $5,000 minimum with the Money Manager CD.

Classic CD
  • Fixed rates may be higher than regular savings
  • Interest compounds annually
  • Receive higher rates by selecting a longer term
  • Set aside for future savings goals
  • A wide range of terms available (from 1 month to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open
Money Manager CD
  • Enjoy greater flexibility with your CD investments
    • Change the rate one time during the term of the CD and take advantage of upward moving interest rates
    • Add up to 50% of the original CD amount anytime during the first six months ($1,000 minimum)
    • Withdraw up to 50% of the original amount one time during the first six months without penalty (after 7 days of opening)
  • Interest compounds annually
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 12 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty**
  • $5,000 minimum deposit to open

*An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

**An early withdrawal penalty may be assessed (not including the one-time withdrawal of 50% of original balance allowed).