PERSONAL
Minnwest Simple Cashback Checking

Cashback checking accounts are available to personal checking account owners. Businesses are not eligible for these accounts. Limited to one Enhanced Checking and one Ultimate Checking account per person as primary owner.

Account transaction activities may take one or more days to post and settle to your account. Purchases must be made using the debit card associated with your account. Minnwest’s ATM offsite usage fee pertains to any ATM outside of the MoneyPass network. Fees charged by non-Minnwest ATM operators or networks may apply.

Cashback Rewards, if qualifications are met, will be credited monthly as follows: eStatement cashback, 1% cashback on debit card purchases and direct deposit cashback - on the last business day of the statement cycle. Minnwest’s ATM Offsite Usage Fee Refunds - on the same business day as the non-Moneypass ATM transaction posts. Contact a bank representative for current interest rate, annual percentage yield and disclosure information. Fees could reduce earnings. (1) Interest rate subject to change. Overdrafts and non-sufficient funds (NSF) fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees, or service charges. If the account is closed before the end of the statement cycle, any cash back rewards earned for that period, but not yet paid, will be forfeited.

A direct deposit is an electronic deposit of funds. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income. Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.  

Account approval, terms & conditions, qualifications, limits, timeframes, enrollments and other requirements apply.