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Open a variety of accounts conveniently online, including exclusive online products.

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Digital Checking - Online Exclusive1

When opening a Minnwest Digital Checking, you will get all the services to help you manage your account anywhere, anytime. With this exclusive online account, we will reward you with competitive interest when you fully adopt Minnwest Bank’s digital services.

  • Rewarded with a higher interest rate when you:
    • Enroll in Online Banking and
    • Enroll in Online Statements and
    • Complete 15 or more POS debit card transactions posted and cleared each monthly statement cycle
  • No Minimum Balance
  • No Monthly Service Charge
  • $100 Minimum Opening Balance
  • Mastercard ATM/debit card3
  • Complete 15 or more POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • This account does not include checks

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Classic Checking

Enjoy the benefits of the Minnwest Classic Checking Account. Manage the account with online banking and online statements. Enroll in online statements to avoid the $2.00 monthly service charge.

  • $2.00 monthly service charge; waived if enrolled in Online Statements
  • $100 minimum deposit to open
  • No minimum balance requirements
  • First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
  • Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
  • Mastercard®ATM/debit card3
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • This account does not include checks

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Preferred Checking

With Minnwest Preferred Checking, you get more than a checking account. This checking account comes with IDProtect®2, an Identity Theft Protection Service to safeguard your identity, and Cellular Telephone Protection4.

  • $5.95 monthly service charge
  • $100 minimum deposit to open
  • No minimum balance requirements
  • First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
  • One free box of Custom Creation checks or 50% off one box of designer checks annually
  • Mastercard® ATM/debit card3
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle

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Platinum Checking

Make more of your money with Minnwest Platinum Checking. Our tiered interest rates assure you’re getting your money to work for you.

  • $100 minimum deposit to open
  • Requires a $25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit.
  • $10 monthly service charge if qualifying minimum daily combined balance is not maintained
  • Up to 1% cash back deposit for the total POS purchases posted and cleared during the statement cycle up to $5.00 per monthly cycle5
  • One free box of Custom Creation checks or 50% off one box of designer checks annually
  • Mastercard® Platinum ATM/debit card3
  • Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle

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Money Max Savings

Make the most of your money, without tying up funds in long-term investments. Get our maximum money market interest rate when you open an account with $10,000.

  • Higher balances earn higher rates
  • $10,000 minimum deposit to open
  • Interest will be compounded and credited to your account each month
  • Enjoy flexibility with enhanced access to funds including direct check writing:
    • Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer, checks or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • No monthly service charge

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Money Market Savings

Kick start your savings strategy into overdrive with our Money Market Savings account. This account features our maximum money market rates, with competitive tiered rates.

  • Maximum Money Market rates
  • Higher balances earn higher rates
  • Interest will be compounded and credited to your account every quarter
  • Enjoy flexibility with enhanced access to funds
    • Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Avoid $5 monthly service charge by maintaining a $1,000 minimum daily balance
  • $1,000 minimum deposit to open

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Thrift Savings

Set aside for something specific or simply a rainy day.

  • Competitive interest on entire balance
  • $50 minimum deposit to open
  • Interest will be compounded and credited to your account every quarter
  • No monthly service fee for customers under 18 years old
  • Customers 18 or older can avoid the $5 monthly service fee by maintaining a $50 average daily balance
  • Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited

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6 Month Digital CD - Online Exclusive1

With a Minnwest Digital CD, you can open your account online anytime, day or night.

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12 Month Digital CD - Online Exclusive1

With a Minnwest Digital CD, you can open your account online anytime, day or night.

  • Earn 2.10% Annual Percentage Yield
  • Interest compounds annually
  • Receive higher rates by selecting a longer term
  • Early withdrawals subject to penalty6
  • $1,000 Minimum Opening Balance

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1 Minnwest Bank Digital accounts are not available to open in branch and are only available to open online

2 IDProtect service is a personal identity theft protection service available to personal checking account owner(s) and their joint account holders. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Minnwest Preferred Checking is not available to businesses.

Overdraft and returned item fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees or service charges.

4 Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening.

5 POS items processed through ACH may not be included in the 1% cash back reward. Purchases must be made with the debit card associated to your Platinum checking accounts. Monthly cash back reward will be credited to your account on the last business day of your statement cycle.

6 An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.