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Open a variety of accounts conveniently online, including exclusive online products.

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Digital Checking - Online Exclusive 1

When opening a Minnwest Digital Checking, you will get all the services to help you manage your account anywhere, anytime. With this exclusive online account, we will reward you with competitive interest when you fully adopt Minnwest Bank’s digital services.

  • Rewarded with a higher interest rate when you:
    • Enroll in Online Banking and
    • Enroll in Online Statements and
    • Complete 15 or more POS debit card transactions posted and cleared each monthly statement cycle
  • No Minimum Balance
  • No Monthly Service Charge
  • $100 Minimum Opening Balance
  • Mastercard  ATM/debit card 3
  • Complete 15 or more POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • This account does not include checks
  • For current rates contact us or call 1-844-MINNWEST

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Classic Checking

Enjoy the benefits of the Minnwest Classic Checking Account. Manage the account with online banking and online statements. Enroll in online statements to avoid the $2.00 monthly service charge.

  • $2.00 monthly service charge; waived if enrolled in Online Statements
  • $100 minimum deposit to open
  • No minimum balance requirements
  • First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
  • Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
  • Mastercard ® ATM/debit card 3
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • This account does not include checks

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Preferred Checking

With Minnwest Preferred Checking, you get more than a checking account. This checking account comes with  IDProtect® 2 , an Identity Theft Protection Service to safeguard your identity, and  Cellular Telephone Protection 4 .

  • $5.95 monthly service charge
  • $100 minimum deposit to open
  • No minimum balance requirements
  • First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
  • One free box of Custom Creation checks or 50% off one box of designer checks annually
  • Mastercard®  ATM/debit card 3
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle

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Platinum Checking

Make more of your money with Minnwest Platinum Checking. Our tiered assure you’re getting your money to work for you.

  • $100 minimum deposit to open
  • Requires a $25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit.
  • $10 monthly service charge if qualifying minimum daily combined balance is not maintained
  • Up to 1% cash back deposit for the total POS purchases posted and cleared during the statement cycle up to $5.00 per monthly cycle 5
  • One free box of Custom Creation checks or 50% off one box of designer checks annually
  • Mastercard ®  Platinum   ATM/debit card 3
  • Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • For current rates contact us or call 1-844-MINNWEST

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Money Max Savings

Make the most of your money, without tying up funds in long-term investments. Get our maximum money market interest rate when you open an account with $10,000.

  • Higher balances earn higher rates
  • $10,000 minimum deposit to open
  • Interest will be compounded and credited to your account each month
  • Enjoy flexibility with enhanced access to funds including direct check writing:
    • Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer, checks or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • No monthly service charge
  • For current rates contact us or call 1-844-MINNWEST

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Investment Savings

Our Investment Savings gives you a guaranteed return without the worry of investing or the hassle of the markets. Earn competitive market rates when you open an account with a minimum of $10,000 and watch your money grow into a healthy financial future.  

  • Receive the benefits of market rates, with all the security of an insured bank.This account is tied to the T-Bill index8, so your money grows with the markets
  • Transfer money into your account with ease from other banks using TransferNow7- the easy, online way to move money.
  • Open an account online, anytime, anywhere — no need to wait for the bank to be open to start saving for your financial freedom. 
  • Interest will be compounded and credited to your account every month
  • Free online bankingand Online Statements7
  • Free mobile banking with mobile deposit7
  • $10,000.00 minimum deposit to open
  • For current rates contact us or call 1-844-MINNWEST

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Thrift Savings

Set aside for something specific or simply a rainy day.

  • Competitive interest on entire balance
  • $50 minimum deposit to open
  • Interest will be compounded and credited to your account every quarter
  • No monthly service fee for customers under 18 years old
  • Customers 18 or older can avoid the $5 monthly service fee by maintaining a $50 average daily balance
  • Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited

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6 Month Digital CD - Online Exclusive 1

With a Minnwest Digital CD, you can open your account online anytime, day or night.

  • Interest compounds annually
  • Early withdrawals subject to penalty 6
  • $1,000 Minimum Opening Balance
  • Earn 0.75% APY on a 6 Month DIgital CD

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12 Month Digital CD - Online Exclusive 1

With a Minnwest Digital CD, you can open your account online anytime, day or night.

  • Interest compounds annually
  • Receive higher rates by selecting a longer term
  • Early withdrawals subject to penalty 6
  • $1,000 Minimum Opening Balance
  • Earn 0.60% APY on a 12 Month Digital CD

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1  Minnwest Bank Digital accounts are not available to open in branch and are only available to open online

2  IDProtect service is a personal identity theft protection service available to personal checking account owner(s) and their joint account holders. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Minnwest Preferred Checking is not available to businesses.

Overdraft and returned item fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees or service charges.

4  Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening.

5  POS items processed through ACH may not be included in the 1% cash back reward. Purchases must be made with the debit card associated to your Platinum checking accounts. Monthly cash back reward will be credited to your account on the last business day of your statement cycle.

6  An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

7 Third party message, data, and/or internet service provider rates may apply.

8 Rates are variable and tied to the one-month T-Bill rate as of the last business day of the month, less a margin. Rates are effective the first calendar day of the month. Transfers from this savings account to another account or to third parties by preauthorized, automatic, computer, checks or telephone are limited to six per month; transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited