Personal Checking Minnwest Preferred Checking

With Minnwest Preferred Checking, you get more than a checking account. This checking account comes with IDProtect®1, an Identity Theft Protection Service to safeguard your identity, and Cellular Telephone Protection2.

  • IDProtect Service®1
    • IDProtect® helps protect you and your joint account holders for any identity theft event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Minnwest Bank. For more information on IDProtect®, click here to learn more or enroll now for IDProtect.
  • Cellular Telephone Protection2
    • Receive up to $300 of coverage for a damaged or stolen cellular phone whether you are home or abroad. Click here to learn more.
  • $5.95 monthly service charge
  • $100 minimum deposit to open
  • No minimum balance requirements
  • First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
  • One free box of Custom Creation checks or 50% off one box of designer checks annually
  • Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
  • Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
  • Online statements include check images
  • Paper statement check images available upon request
  • Online banking
  • Bill Pay available3
  • PopMoney transactions4
  • Mobile banking with mobile deposit
  • Online Statements
  • MoneyLine telephone banking
  • Mastercard® ATM/debit card5
  • Prime Club Membership available for those age 50 or better


eClub Mobile App

Access to your IDProtect benefits and services on the go with the eClubOnline app! If you have an Apple or Android device, you can download the eClubOnline app directly from iTunes®  or Google Play™.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s) and their joint account holders. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Minnwest Preferred Checking is not available to businesses.

2 Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening.

Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.

3A monthly Bill Pay fee of $5.95 will be assessed for inactivity if you do not make at least one payment during the calendar month. 

4PopMoney - $.75 per transaction for standard (3 day) delivery or $1.50 per transaction for next day delivery

5Overdraft and Returned item fees may apply. Bank fees and service changes may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charge on any negative balance regardless if the negative balance is caused by transactions, fees or service charge.

Apple® and App Store® are registered trademarks of Apple Inc.
Android™ and Google Play™ are trademarks of Google Inc.