PERSONAL
Checking



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Get these popular features with every personal checking account we offer: Online Banking, Online Bill Pay, Mobile Banking with Mobile Deposit, MoneyLine phone service, and Online Statements with check images.

Account

Minnwest Classic Checking

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Minnwest Preferred Checking

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Minnwest Platinum Checking

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Minnwest Digital Checking - Online Exclusive1

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Interest Bearing?

No

No

Yes

Yes

Minimum Opening Balance

$100

$100

$100

$100

Minimum Daily Balance

None

None

$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit

None

Monthly Service Charge

$2.00 monthly service charge; waived if enrolled in Online Statements

$5.95 monthly service charge

$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained

None

IDProtect®

No

Yes

No

No

Mobile Phone Protection

No

Yes

No

No

Features and Benefits

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Minnwest Classic Checking

Learn More Open Now

Interest Bearing?

No

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

$2.00 monthly service charge; waived if enrolled in Online Statements

IDProtect®

No

Mobile Phone Protection

No

Features and Benefits

Learn More

Minnwest Preferred Checking

Learn More Open Now

Interest Bearing?

No

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

$5.95 monthly service charge

IDProtect®

Yes

Mobile Phone Protection

Yes

Features and Benefits

Learn More

Minnwest Platinum Checking

Learn More Open Now

Interest Bearing?

Yes

Minimum Opening Balance

$100

Minimum Daily Balance

$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit

Monthly Service Charge

$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained

IDProtect®

No

Mobile Phone Protection

No

Features and Benefits

Learn More

Minnwest Digital Checking - Online Exclusive1

Learn More Open Now

Interest Bearing?

Yes

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

None

IDProtect®

No

Mobile Phone Protection

No

Features and Benefits

Learn More

Why Minnwest?

Year after year we ask our customers this question and get the same answer: Service. At Minnwest, we make banking personal by answering the phone, connecting with people, contributing to community development and finding flexible financing solutions. We’re big enough to help you pursue your dreams and small enough to cheer you along each step of the way — because we are doers like you.

About Minnwest
family running into new home
hands of people exchanging a Minnwest Bank credit card
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Ready to get started? Let’s talk.

Whether you’re starting a new project or just exploring your options, we would love to help you along the way.

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