When opening a Minnwest Digital Checking account1, you will get all the services to help you manage your account anywhere, anytime. With this exclusive online account, we will reward you with competitive interest when you fully adopt Minnwest Bank’s digital services.
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- No Minimum Balance required
- No Monthly Service charge
- Get rewarded with higher interest when meeting account qualifications
- To qualify for 1.51% Annual Percentage Yield (APY) on daily balances up to $10,000.00 and 0.50% APY on daily balances $10,000.01 and up, you must*:
- Enroll in Online Banking and
- Enroll in Online Statements and
- Complete 15 POS debit card transactions posted and cleared each monthly statement cycle
- If you don’t meet the qualifications one month, don’t worry. There is no penalty and you’ll still earn 0.10% APY on your entire balance
- Complete 15 or more POS debit card transactions posted and cleared each monthly statement cycle and receive:
- Surcharge free ATM transactions at Non-MoneyPass ATMs up to $10 credit per statement cycle
- Minnwest Mastercard ATM/ Debit Card2
- CardValetTM 3
- Online Banking with Online Statements3
- Online Bill Pay3
- Mobile Banking with Mobile Deposit3
- Popmoney Transactions4
- Account Alerts3
- This account does not include checks
1 Minnwest Bank Digital Checking is not available to open in branch and is only available to open online
2 Overdraft and returned item fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees or service charges.
3 Third party message, data, and/or internet service provider rates may apply.
4 Popmoney - $.75 per transaction for standard (3 day) delivery or $1.50 per transaction for next day delivery.
* All qualification requirements must be met each month in order to earn interest the highest advertised rate. If all qualification requirements are not met, the entire daily account balance will earn 0.10% Annual Percentage Yield (APY) and 0.10% interest.