A penalty may be imposed for early withdrawal.
The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 01/11/2017.
For current rate information, call your local Minnwest Bank or Moneyline at 1-888-616-2265 (BANK).

Advantage Checking See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $100 0.10% 0.10%
$1,000 – $2,499.99 $100 0.10% 0.10%
$2,500 – $9,999.99 $100 0.10% 0.10%
$10,000 – $29,999.99 $100 0.20% 0.20%
$30,000 and up $100 0.20% 0.20%

Money Market Checking See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $500 0.10% 0.10%
$1,000 – $2,499.99 $500 0.10% 0.10%
$2,500 – $9,999.99 $500 0.10% 0.10%
$10,000 – $29,999.99 $500 0.15% 0.15%
$30,000 and up $500 0.15% 0.15%

VIP Checking See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $100 0.10% 0.10%
$1,000 – $2,499.99 $100 0.10% 0.10%
$2,500 – $9,999.99 $100 0.10% 0.10%
$10,000 – $29,999.99 $100 0.15% 0.15%
$30,000 and up $100 0.15% 0.15%

50+ Checking See Details

Minimum Opening Deposit Interest Rate APY
$100 0.10% 0.10%

Personal Investment Checking See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $10,000 0.05% 0.05%
$10,000 – $24,999.99 $10,000 0.10% 0.10%
$25,000 – $49,999.99 $10,000 0.10% 0.10%
$50,000 – $99,999.99 $10,000 0.10% 0.10%
$100,000 and up $10,000 0.10% 0.10%

Health Savings Account See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $100 0.10% 0.10%
$1,000 – $2,499.99 $100 0.10% 0.10%
$2,500 – $9,999.99 $100 0.10% 0.10%
$10,000 – $29,999.99 $100 0.10% 0.10%
$30,000 and up $100 0.10% 0.10%

Money Max Savings See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $10,000 0.10% 0.10%
$10,000 – $24,999.99 $10,000 0.10% 0.10%
$25,000 – $99,999.99 $10,000 0.15% 0.15%
$100,000 and up $10,000 0.20% 0.20%

Money Market Savings See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $1,000 0.10% 0.10%
$1,000 – $2,499.99 $1,000 0.10% 0.10%
$2,500 – $9,999.99 $1,000 0.10% 0.10%
$10,000 – $29,999.99 $1,000 0.10% 0.10%
$30,000 and up $1,000 0.10% 0.10%

Also available for Individual Retirement Account (IRA). $200 minimum opening deposit for Money Market IRA account.

Personal Savings Accounts

Account Minimum Opening Deposit Interest Rate APY
Money Magic Savings $1 0.10% 0.10%
Thrift Savings $50 0.10% 0.10%

Automatic Savings See Details

Daily Balances Interest Rate APY
Up to $999.99 0.10% 0.10%
$1,000 – $2,499.99 0.10% 0.10%
$2,500 – $9,999.99 0.10% 0.10%
$10,000 – $29,999.99 0.10% 0.10%
$30,000 and up 0.15% 0.15%

Business Checking Plus See Details

Daily Balances Interest Rate APY
Up to $999.99 0.10% 0.10%
$1,000 – $2,499.99 0.10% 0.10%
$2,500 – $9,999.99 0.10% 0.10%
$10,000 – $29,999.99 0.15% 0.15%
$30,000 and up 0.15% 0.15%

Business Thrift Savings See Details

Minimum Opening Deposit Interest Rate APY
$50 0.10% 0.10%

Business Money Market Savings See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $999.99 $1,000 0.10% 0.10%
$1,000 – $2,499.99 $1,000 0.10% 0.10%
$2,500 – $9,999.99 $1,000 0.10% 0.10%
$10,000 – $29,999.99 $1,000 0.10% 0.10%
$30,000 and up $1,000 0.10% 0.10%

Select Business Savings See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $10,000 0.10% 0.10%
$10,000 – $24,999.99 $10,000 0.10% 0.10%
$25,000 – $49,999.99 $10,000 0.15% 0.15%
$50,000 – $99,999.99 $10,000 0.15% 0.15%
$100,000 – $249,999.99 $10,000 0.20% 0.20%
$250,000 and up $10,000 0.20% 0.20%

Classic Certificate of Deposit See Details

Term Minimum Opening Deposit Interest Rate APY
1 – 5 Months $500 0.10% 0.10%
6 – 11 Months $500 0.10% 0.10%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (12 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.30% 0.30%
$10,000 – $49,999.99 $500 0.35% 0.35%
$50,000 and up $500 0.35% 0.35%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (13 – 17 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.30% 0.30%
$10,000 – $49,999.99 $500 0.35% 0.35%
$50,000 and up $500 0.35% 0.35%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (18 – 23 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.30% 0.30%
$10,000 – $49,999.99 $500 0.35% 0.35%
$50,000 and up $500 0.35% 0.35%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (24 – 35 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.35% 0.35%
$10,000 – $49,999.99 $500 0.40% 0.40%
$50,000 and up $500 0.40% 0.40%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (36 – 47 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.45% 0.45%
$10,000 – $49,999.99 $500 0.50% 0.50%
$50,000 and up $500 0.50% 0.50%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (48 – 59 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.55% 0.55%
$10,000 – $49,999.99 $500 0.60% 0.60%
$50,000 and up $500 0.60% 0.60%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Classic Certificate of Deposit (60 Months) See Details

Daily Balances Minimum Opening Deposit Interest Rate APY
Up to $9,999.99 $500 0.65% 0.65%
$10,000 – $49,999.99 $500 1.10% 1.10%
$50,000 and up $500 1.10% 1.10%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Money Manager CD See Details

Term Minimum Opening Deposit Interest Rate APY
12 – 17 Months $5,000 0.20% 0.20%
18 – 23 Months $5,000 0.20% 0.20%
24 – 35 Months $5,000 0.25% 0.25%
36 – 47 Months $5,000 0.35% 0.35%
48 – 59 Months $5,000 0.45% 0.45%
60 Months $5,000 0.55% 0.55%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

Variable IRA 18 Month CD See Details

Minimum Opening Deposit Interest Rate APY
$500 0.30% 0.30%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.

CD Specials See Details

Description Minimum Opening Deposit Interest Rate APY
Classic 14 Month Special $5,000 0.80% 0.80%
Classic 21 Month Special $5,000 1.05% 1.05%

An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.