Minnwest Bank News http://minnwestbank.com/about-us/blog/ Most Recent - Minnwest Bank Blog en-US 2019-06-16T11:05:29Homeownership in the Digital Age<p>Technology is a powerful tool.&nbsp; It can save time (via mobile payments) and money (comparison shopping has never been easier), and now it&rsquo;s becoming a routine source of information, ...http://minnwestbank.com/about-us/blog/homeownership-in-the-digital-age2019-06-14T12:00:00http://minnwestbank.com/about-us/blog/homeownership-in-the-digital-age 5 fun and easy ways to help your kids keep learning all summer<p></p> <p>(BPT) - Did you know 96% of teachers say that each fall, students appear to have forgotten or lost some of the knowledge or skills they learned the previous school year?</p> <p>But don't ...http://minnwestbank.com/about-us/blog/5-fun-and-easy-ways-to-help-your-kids-keep-learning-all-summer2019-06-14T12:00:00http://minnwestbank.com/about-us/blog/5-fun-and-easy-ways-to-help-your-kids-keep-learning-all-summer Agriculture insight: Major players nurture innovation by supporting startups<p>(BPT) - Environmental pressures like drought confront growers across the globe, and they can exacerbate the many other demands growers face. The challenges are intertwined, coming from every ...http://minnwestbank.com/about-us/blog/agriculture-insight2019-06-13T12:00:00http://minnwestbank.com/about-us/blog/agriculture-insight How to make employee engagement a daily habit<p></p> <p>(BPT) - One of the latest business buzzwords this year is EX, or the employee experience. Organizations are beginning to realize that they need to create a positive employee experience in ...http://minnwestbank.com/about-us/blog/how-to-make-employee-engagement-a-daily-habit2019-06-12T12:00:00http://minnwestbank.com/about-us/blog/how-to-make-employee-engagement-a-daily-habit Don't Take the Bait: New Infographic on Phishing Threat<p>The American Bankers Association Foundation and the Federal Trade Commission recently released <a href="https://www.aba.com/Tools/Infographics/Pages/anti-phishing.aspx" target="_blank" class=...http://minnwestbank.com/about-us/blog/dont-take-the-bait2019-06-11T12:00:00http://minnwestbank.com/about-us/blog/dont-take-the-bait 5 important questions when choosing your first home<p>Moving into your own place can be exciting and frightening at the same time. The American Bankers Association suggests considering the following questions when choosing your own home.</p> <ol> ...http://minnwestbank.com/about-us/blog/5-important-questions-when-choosing-your-first-home2019-06-10T12:00:00http://minnwestbank.com/about-us/blog/5-important-questions-when-choosing-your-first-home Women in Agriculture: Jacqui Cottrell “Queen of Quinoa”<p><strong>The Beginning</strong></p> <p>When Jacqui and her husband Dan were traveling through Peru in South America, Dan made a comment on just how similar the landscape was to parts of the Central ...http://minnwestbank.com/about-us/blog/women-in-agriculture-jacqui-cottrell-queen-of-quinoa2019-06-07T12:00:00http://minnwestbank.com/about-us/blog/women-in-agriculture-jacqui-cottrell-queen-of-quinoa Small business journey: Getting ready for the ups and downs<p>Do you have a big container of antacids on your desk yet? If so, you may be entering that queasy time of your entrepreneurial journey: Business is up, then it&rsquo;s down.</p> <p>When you hit ...http://minnwestbank.com/about-us/blog/what-to-do-when-business-gets-slow2019-06-06T12:00:00http://minnwestbank.com/about-us/blog/what-to-do-when-business-gets-slow Can my new spouse access my checking account? Will marriage change my credit score?<p>Getting hitched comes with an adjustment period. You&rsquo;re coming from the mindset of "mine" and getting this "ours" thing figured out.</p> <p>Part of that is knowing what this means for money ...http://minnwestbank.com/about-us/blog/banking-for-newlyweds2019-06-04T12:00:00http://minnwestbank.com/about-us/blog/banking-for-newlyweds Financial planning for semi-retirement: Less time at the office, more time at the cabin<p>Not everyone retires on time, on schedule, the second they turn 65. Some of us find ourselves in semi-retirement. Whether it's by choice or circumstance, what you&rsquo;ll need at this stage is a ...http://minnwestbank.com/about-us/blog/planning-for-semi-retirement2019-05-31T12:00:00http://minnwestbank.com/about-us/blog/planning-for-semi-retirement 3 things small businesses can do to compete in the talent war<p>(BPT) - Life at a small company, 50 employees or less, has its upsides. But an employee departure is not one of them. When someone from the team moves on to new opportunities, everyone feels it, ...http://minnwestbank.com/about-us/blog/competing-in-the-talent-war2019-05-28T12:00:00http://minnwestbank.com/about-us/blog/competing-in-the-talent-war 6 tips for spring cleaning your finances<p>With the arrival of spring, the <a href="http://www.aba.com" target="_blank" class="confirm">American Bankers Association</a> is encouraging consumers to add a very important item to their spring ...http://minnwestbank.com/about-us/blog/spring-cleaning-your-finances2019-05-23T12:00:00http://minnwestbank.com/about-us/blog/spring-cleaning-your-finances Are sustainable ag practices worth it at this time?<p>Farmers are the original conservationists. If anyone has a vested interest in preserving their land and fresh water, it&rsquo;s a farmer. After all, where would you be without healthy soil and ...http://minnwestbank.com/about-us/blog/sustainable-agriculture2019-05-21T12:00:00http://minnwestbank.com/about-us/blog/sustainable-agriculture From boots to business: Veterans give tips to fellow entrepreneurs<p>(BPT) - If you're a veteran interested in opening your own small business, you're far from alone.</p> <p>In fact, entrepreneurs often find that the same characteristics reinforced in the Armed ...http://minnwestbank.com/about-us/blog/from-boots-to-business2019-05-16T12:00:00http://minnwestbank.com/about-us/blog/from-boots-to-business Quarterly Insights: Crop Production 2nd Quarter 2019<p><strong>Switching Some Fields from Crop to Energy Production may Boost Crop Yields on Other Fields</strong></p> <p>Researchers have previously shown that taking prairie farmland out of production ...http://minnwestbank.com/about-us/blog/quarterly-insights-crop-production-2nd-quarter-20192019-05-15T04:40:00http://minnwestbank.com/about-us/blog/quarterly-insights-crop-production-2nd-quarter-2019 6 tips for avoiding charity scams<p>(BPT) - Charitable giving is a significant part of many people&rsquo;s lives and budgets and individuals are often eager to give back and lend a helping hand to those in need. Unfortunately, not ...http://minnwestbank.com/about-us/blog/6-tips-for-avoiding-charity-scams2019-05-14T12:00:00http://minnwestbank.com/about-us/blog/6-tips-for-avoiding-charity-scams Women in Agriculture: Ag lenders find meaning in role as farmers' trusted adviser<p>To Darcy Carlson, being an ag lender is like being the glue in the farmer-bank relationship. Through her, the farmer gains access to the capital needed to begin a planting season, raise livestock ...http://minnwestbank.com/about-us/blog/women-in-agriculture-ag-lenders-find-meaning-in-role-as-farmers-trusted-adviser2019-05-13T12:00:00http://minnwestbank.com/about-us/blog/women-in-agriculture-ag-lenders-find-meaning-in-role-as-farmers-trusted-adviser The dreaded bank visit: How to get ready for your business loan interview<p>For Minnesota entrepreneurs such as yourself, a traditional business loan is the meat and potatoes for your working capital. For many small business owners, a community bank is the best lending ...http://minnwestbank.com/about-us/blog/the-dreaded-bank-visit-how-to-get-ready-for-your-business-loan-interview2019-05-08T12:00:00http://minnwestbank.com/about-us/blog/the-dreaded-bank-visit-how-to-get-ready-for-your-business-loan-interview MN Millennial Farmer: Shaping public perception on farming<p>Today, we live in a country where less than 2% of the population provides food, fiber, and fuel for the entire United States population. There are so few people in today&rsquo;s world who are ...http://minnwestbank.com/about-us/blog/mn-millennial-farmer-shaping-public-perception-on-farming2019-05-06T12:00:00http://minnwestbank.com/about-us/blog/mn-millennial-farmer-shaping-public-perception-on-farming In Support of our Troops<p>As the nation recognizes Military Appreciation Month in May, our military men and women should understand the many financial services available to help them get and stay on a firm financial ...http://minnwestbank.com/about-us/blog/in-support-of-our-troops2019-05-03T01:49:00http://minnwestbank.com/about-us/blog/in-support-of-our-troops Retirement planning: How 'life' gets in the way and how to overcome the obstacles<p>(BPT) - If you&rsquo;re like many Americans, retirement planning may not be high on your &rdquo;to-do&rdquo; list. When life is busy and you&rsquo;re shouldering the burden of looking out for ...http://minnwestbank.com/about-us/blog/retirement-planning-how-life-gets-in-the-way-and-how-to-overcome-the-obstacles2019-04-29T12:00:00http://minnwestbank.com/about-us/blog/retirement-planning-how-life-gets-in-the-way-and-how-to-overcome-the-obstacles 5 ways to get financially fit<p>(BPT) - In 2019, many Americans are planning for a &ldquo;better me&rdquo;. Gym memberships and diets are at the top of many lists, but what about financial health? Losing debt can be just as ...http://minnwestbank.com/about-us/blog/5-ways-to-get-financially-fit2019-04-26T12:00:00http://minnwestbank.com/about-us/blog/5-ways-to-get-financially-fit Will 2019 be a better year for Minnesota soybean farmers?<p>What a difference a year makes. When you&rsquo;re talking about soybeans, this saying proves especially true.<o:p></o:p></p> <p>As you prepare to put soybean seed into the ground, the 2019 season ...http://minnwestbank.com/about-us/blog/will-2019-be-a-better-year-for-minnesota-soybean-farmers2019-04-24T12:00:00http://minnwestbank.com/about-us/blog/will-2019-be-a-better-year-for-minnesota-soybean-farmers Women In Agriculture: Ann Vote connects teachers to bigger lessons in agriculture<p>What&rsquo;s a typical day for Ann Vote? There isn&rsquo;t one.<o:p></o:p></p> <p>Vote is a Regional Curriculum Specialist for Minnesota Agriculture in the Classroom. In her role with the nonprofit...http://minnwestbank.com/about-us/blog/women-in-agriculture-ann-vote-connects-teachers-to-bigger-lessons-in-agriculture2019-04-22T12:45:00http://minnwestbank.com/about-us/blog/women-in-agriculture-ann-vote-connects-teachers-to-bigger-lessons-in-agriculture The 411 on getting financing for your Minnesota startup<p>To get your new business up and running, you need capital. Facilities, equipment, vehicles, employees and raw materials are just a few of the expenses you&rsquo;ll have to cover to make the ...http://minnwestbank.com/about-us/blog/the-411-on-getting-financing-for-your-minnesota-startup2019-04-19T12:00:00http://minnwestbank.com/about-us/blog/the-411-on-getting-financing-for-your-minnesota-startup On your own? How to create your first adult budget<p>Now that you&rsquo;re an actual grown-up with a job, the first order of business is getting a handle on your day-to-day finances.</p> <p>Sure, you&rsquo;ll eventually want to think of bigger things...http://minnwestbank.com/about-us/blog/on-your-own-how-to-create-your-first-adult-budget2019-04-18T12:00:00http://minnwestbank.com/about-us/blog/on-your-own-how-to-create-your-first-adult-budget 3 technology challenges for entrepreneurs and how to handle them<p>(BPT) - As a small business owner, you face many challenges. From stiff competition for customers to getting your name out there in a crowded marketplace and of course, balancing your budget, ...http://minnwestbank.com/about-us/blog/3-technology-challenges-for-entrepreneurs-and-how-to-handle-them2019-04-12T12:00:00http://minnwestbank.com/about-us/blog/3-technology-challenges-for-entrepreneurs-and-how-to-handle-them Tips and tactics for buying a home in a seller's market<p>(BPT) - If you've been in the process of buying or selling a home this past year, or even considering it, you know it's been a seller's market for the most part. Inventory of homes available for ...http://minnwestbank.com/about-us/blog/tips-and-tactics-for-buying-a-home-in-a-seller-s-market2019-04-10T01:45:00http://minnwestbank.com/about-us/blog/tips-and-tactics-for-buying-a-home-in-a-seller-s-market 6 creative ways to pay for school and avoid crushing student loan debt<p>Your parents may fondly look back on their college days, when a summer job was enough to pay for board, books and tuition. That is an alarming contrast to the headlines we&rsquo;ve seen over the ...http://minnwestbank.com/about-us/blog/6-creative-ways-to-pay-for-school-and-avoid-crushing-student-loan-debt2019-04-05T12:00:00http://minnwestbank.com/about-us/blog/6-creative-ways-to-pay-for-school-and-avoid-crushing-student-loan-debt New exchange program introduces young adults to corporate agriculture<p>(BPT) - For years, the International Farm Youth Exchange Association (IFYE) has offered young adults an opportunity to travel and learn about agriculture in a different country. Now, global ...http://minnwestbank.com/about-us/blog/new-exchange-program-introduces-young-adults-to-corporate-agriculture2019-03-29T12:00:00http://minnwestbank.com/about-us/blog/new-exchange-program-introduces-young-adults-to-corporate-agriculture Women in Agriculture: Helpful resources for women run ag businesses<p><strong><i>A note from Minnwest Bank:</i></strong><em> In celebration of International Women's Day (March 8), Minnwest Bank launched our Women in Agriculture series. As we interview various women ...http://minnwestbank.com/about-us/blog/women-in-agriculture-helpful-resources-for-women-run-ag-businesses2019-03-27T12:56:00http://minnwestbank.com/about-us/blog/women-in-agriculture-helpful-resources-for-women-run-ag-businesses Mortgage insurance: Added cost to homebuying or smart way to get in?<p>(BPT) - The homebuying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance and closing costs. And if you can&rsquo;t afford a full 20 percent ...http://minnwestbank.com/about-us/blog/mortgage-insurance-added-cost-to-homebuying-or-smart-way-to-get-in2019-03-25T12:00:00http://minnwestbank.com/about-us/blog/mortgage-insurance-added-cost-to-homebuying-or-smart-way-to-get-in What's better? Paying down the mortgage or investing in your 401(k)?<p>Homeowners in their 40s and 50s may find themselves with a great problem to have. There&rsquo;s extra room in the budget, and if you&rsquo;re like any smart planner, you&rsquo;re trying to figure ...http://minnwestbank.com/about-us/blog/whats-better-paying-down-the-mortgage-or-investing-in-your-401k2019-03-20T02:53:00http://minnwestbank.com/about-us/blog/whats-better-paying-down-the-mortgage-or-investing-in-your-401k MN Millennial Farmer: Who I am as a producer and how I ended up here<p>I&rsquo;m a proud 5<sup>th</sup> generation family farmer located in West Central MN.&nbsp; A lot of things have changed since my ancestors sailed across the pond in 1876 to stake their claim ...http://minnwestbank.com/about-us/blog/mn-millennial-farmer-who-i-am-as-a-producer-and-how-i-ended-up-here2019-03-18T04:36:00http://minnwestbank.com/about-us/blog/mn-millennial-farmer-who-i-am-as-a-producer-and-how-i-ended-up-here Fascinating facts about Minnesota agriculture to help you celebrate National Ag Day<p>Are you ready for <a href="https://www.agday.org/" target="_blank" class="confirm">National Ag Day</a>? This year, it takes place on March 14. The idea is to help the public understand where their ...http://minnwestbank.com/about-us/blog/fascinating-facts-about-minnesota-agriculture-to-help-you-celebrate-national-ag-day2019-03-12T01:04:00http://minnwestbank.com/about-us/blog/fascinating-facts-about-minnesota-agriculture-to-help-you-celebrate-national-ag-day Budget checkup for homeowners and future homeowners<p>(BPT) - A budget is an important tool for first-time homebuyers and current homeowners. Throw out any negative feeling you may have toward budgeting. We're here to tell you that budgeting is a ...http://minnwestbank.com/about-us/blog/budget-checkup-for-homeowners-and-future-homeowners2019-03-08T12:00:00http://minnwestbank.com/about-us/blog/budget-checkup-for-homeowners-and-future-homeowners Women in Agriculture: Jessie Alt's farm roots take her to an enriching career of plant breeding<p>Jessie Alt&rsquo;s career as an ag research scientist can be traced to her childhood roots: the family farm near Wabasso, Minnesota.</p> <p>There, her father cultivated grain crops and raised hogs,...http://minnwestbank.com/about-us/blog/women-in-agriculture-jessie-alts-farm-roots-take-her-to-an-enriching-career-of-plant-breeding2019-03-06T07:23:00http://minnwestbank.com/about-us/blog/women-in-agriculture-jessie-alts-farm-roots-take-her-to-an-enriching-career-of-plant-breeding Is your dream job working for yourself? 3 steps to launching your startup<p>Starting your own business can be a tough but rewarding journey. If you&rsquo;re thinking about making the leap and becoming your own boss, these are the three steps you don't want to skip. These ...http://minnwestbank.com/about-us/blog/is-your-dream-job-working-for-yourself-3-steps-to-launching-your-startup2019-02-27T02:17:00http://minnwestbank.com/about-us/blog/is-your-dream-job-working-for-yourself-3-steps-to-launching-your-startup Remember your savings? Here's why you should make them work for you<p>(BPT) - A generation ago, Americans were savers. When the Greatest Generation and Boomers needed to make a major purchase or wanted to take a trip, they put money aside. And then they saved some ...http://minnwestbank.com/about-us/blog/remember-your-savings-heres-why-you-should-make-them-work-for-you2019-02-25T12:00:00http://minnwestbank.com/about-us/blog/remember-your-savings-heres-why-you-should-make-them-work-for-you 4 Ways Female Founders Turbocharge Their Businesses<p>(BPT) - Women are starting businesses at a record pace &mdash; motivated to pursue passions, financial independence and the flexibility that eludes most traditional jobs.</p> <div> <p>In the U.S. ...http://minnwestbank.com/about-us/blog/4-ways-female-founders-turbocharge-their-businesses2019-02-22T12:00:00http://minnwestbank.com/about-us/blog/4-ways-female-founders-turbocharge-their-businesses 5 steps to the retirement of your dreams<p>(BPT) - <a href="https://www.wsj.com/articles/in-retirement-its-save-now-or-pay-a-lot-later-1484908217" target="_blank" rel="noopener" class="confirm">A recent study</a> finds that 52 percent of ...http://minnwestbank.com/about-us/blog/5-steps-to-the-retirement-of-your-dreams2019-02-19T12:00:00http://minnwestbank.com/about-us/blog/5-steps-to-the-retirement-of-your-dreams Livestock and grain markets: Updates from Northstar Commodity<p>Jason Ward has been a market analyst with <a href="http://www.northstarcommodity.com" target="_blank" class="confirm">Northstar Commodity</a> for 18 years and is the co-author of the Ag-Investor ...http://minnwestbank.com/about-us/blog/livestock-and-grain-markets-updates-from-northstar-commodity2019-02-14T08:47:00http://minnwestbank.com/about-us/blog/livestock-and-grain-markets-updates-from-northstar-commodity Planting season will be here soon. Is your crop insurance up-to-date?<p>Farmers have always lived at the mercy of nature's whims. But starting in 1938, we began seeing the first trappings of a very important safety net: federally subsidized crop insurance. If a drought...http://minnwestbank.com/about-us/blog/planting-season-will-be-here-soon-is-your-crop-insurance-up-to-date2019-02-12T03:54:00http://minnwestbank.com/about-us/blog/planting-season-will-be-here-soon-is-your-crop-insurance-up-to-date 6 things you should know about your health savings account (HSA)<p>(BPT) - For many families, health care is a major expense, even with health insurance coverage. There's a great solution that can help financially prepare you for out-of-pocket costs, and it may be...http://minnwestbank.com/about-us/blog/6-things-you-should-know-about-your-health-savings-account-hsa2019-02-07T12:00:00http://minnwestbank.com/about-us/blog/6-things-you-should-know-about-your-health-savings-account-hsa What's ahead for Minnesota dairy producers in 2019?<p>Challenges? We've seen a few. Take a look at what's happened in the dairy industry these past two years, and it's pretty telling.<o:p></o:p></p> <p>Back in 2017, there were more than 3,200 dairy ...http://minnwestbank.com/about-us/blog/whats-ahead-for-minnesota-dairy-producers-in-20192019-01-30T12:00:00http://minnwestbank.com/about-us/blog/whats-ahead-for-minnesota-dairy-producers-in-2019 Looking for easy online credit? Why you need to pause before you apply<p>Fast, convenient online credit solutions hold allure for small- to medium-sized business owners, whether they're looking to expand or simply wish to access some working capital. Not only is the ...http://minnwestbank.com/about-us/blog/looking-for-easy-online-credit-why-you-need-to-pause-before-you-apply2019-01-21T01:25:00http://minnwestbank.com/about-us/blog/looking-for-easy-online-credit-why-you-need-to-pause-before-you-apply Crop and farm insurance: What you need to know before the 2019 planting season<p>Mark your calendar for March 15, as that&rsquo;s the deadline to lock in on your crop insurance policy for the growing season. As you make your decisions about what to plant (more growers are ...http://minnwestbank.com/about-us/blog/crop-and-farm-insurance-what-you-need-to-know-before-the-2019-planting-season2019-01-15T07:31:00http://minnwestbank.com/about-us/blog/crop-and-farm-insurance-what-you-need-to-know-before-the-2019-planting-season Are you one of 30 million Americans facing a higher tax bill this spring?<p></p> <p>Not to be a killjoy after you already went and splurged on extra holiday gifts this season, but you may want&nbsp;to take a moment to give the withholdings on your W-4 forms a quick ...http://minnwestbank.com/about-us/blog/are-you-one-of-30-million-americans-facing-a-higher-tax-bill-this-spring2019-01-02T05:55:00http://minnwestbank.com/about-us/blog/are-you-one-of-30-million-americans-facing-a-higher-tax-bill-this-spring 4 ways to make your farm more efficient in 2019<p>Without a doubt, 2018 will go into the books as one of the toughest in recent history. To prepare for 2019, identify things you can do to make your operation more efficient. Here are four to get ...http://minnwestbank.com/about-us/blog/4-ways-to-make-your-farm-more-efficient-in-20192018-12-19T09:21:00http://minnwestbank.com/about-us/blog/4-ways-to-make-your-farm-more-efficient-in-2019 3 core areas every small business owner should review before the new year<p>For some sectors, December is a slow month. If you have the luxury of slowing the pace or closing shop for midwinter break, take the opportunity for a year-end mini-retreat where you evaluate how ...http://minnwestbank.com/about-us/blog/3-core-areas-every-small-business-owner-should-review2018-12-10T12:00:00http://minnwestbank.com/about-us/blog/3-core-areas-every-small-business-owner-should-review