Minnwest Bank - Personal Checking
Minnwest Bank

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Checking Plans for Every Lifestyle

Selecting the right checking account can be confusing.  At, Minnwest, we've packed all of our accounts with popular services.  Then, we designed them with our customers' different needs in mind.  You'll find an account that's just right for you!

All Minnwest checking accounts include:

  • FREE MasterCard ATM/Debit card (subject to qualification)
  • FREE ATM transactions at Minnwest offices & over 15,000 MoneyPass ATMs nationwide. Go to www.moneypass.com to find the ATM most convenient for you. 
  • FREE automated 24-hour phone service called MoneyLine
  • FREE Online Bill Pay* (FREE with most accounts or with Payroll Direct Deposit)
  • FREE check images online (digital images of your cancelled checks)
  • FREE Online Statements (safe and environmentally friendly)

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

Simply Free Checking

A good basic account that's very popular. No minimum deposits. No service charges. No minimum balance requirements.  

  • No monthly service charges
  • Unlimited checkwriting
  • FREE Online Bill Pay* with monthly Direct Deposit
  • Minimum opening balance of $100

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

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Advantage Checking

More than just a checking account, this plan has a special package of discounts and services. . .  all for a minimal monthly fee of $7.50. The discounts alone make this a unique and thrifty account.

  • Unlimited checkwriting
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE personalized checks (standard check design)
  • FREE check images
  • FREE Online Statements
  • Accidental Death & Dismemberment and Common Carrier Insurance
  • Travel discounts on cruise and vacation packages, hotels, motels and restaurants, plus travel assistance program for medical and emergency services
  • Shopping rewards with access to over 1,200 national retailers
  • FREE security & identity protection to help guard your personal info
  • FREE software package for recording family records
  • FREE Money Orders and Cashier's Checks (at available locations)
  • Health discounts on prescriptions, eyewear and more
  • FREE Online Bill Pay*
  • Minimum opening balance of $100

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

Money Market Checking

Earn interest no matter what your balance.  A good account if you want your money to work for you.

  • Unlimited checkwriting
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE check images
  • FREE Online Bill Pay* with monthly Direct Deposit
  • Only $500 minimum daily balance required to avoid service charge

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

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VIP Checking

This account rewards you for having additional Minnwest accounts.  Maintain a daily combined personal checking / loan / savings / CD balance of $10,000 or have any Home Equity Line of Credit to be eligible and avoid any service charge with this account.

  • Unlimited checkwriting
  • FREE personalized checks (standard check design)
  • FREE check images
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE Online Bill Pay*

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

50+ Checking with Interest

FREE for people age 50 or better.  A solid account that not only saves you money, but earns you interest, too.

  • Unlimited checkwriting
  • FREE personalized checks (standard check design)
  • Earn interest on all your checking funds
  • No minimum balance requirement
  • No monthly service charge
  • No per-check charge
  • FREE check images
  • FREE Online Bill Pay*
  • Minimum opening balance of $100

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

Personal Investment Checking

Premium checking designed to meet daily investment needs. 

  • Unlimited checkwriting
  • Tiered money market interest rates which earn you higher rates for higher balances
  • FREE personalized checks (standard check design)
  • FREE Online Bill Pay*
  • FREE check images
  • Minimum opening balance of $10,000

*qualifications apply.  A monthly fee of $5.95 will be assessed if you do not use Online Bill Pay for six months.

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