Minnwest Bank

Checking Plans for Every Lifestyle

Selecting the right checking account can be confusing.  At, Minnwest, we've packed all of our accounts with popular services.  Then, we designed them with our customers' different needs in mind.  You'll find an account that's just right for you!

All Minnwest checking accounts include:

  • FREE MasterCard ATM/Debit card (subject to qualification)
  • FREE ATM transactions at Minnwest offices & over 15,000 MoneyPass ATMs nationwide. Go to www.moneypass.com to find the ATM most convenient for you. 
  • FREE Online Banking
  • FREE automated 24-hour phone service called MoneyLine
  • FREE Gift with any new checking account
  • FREE Online Bill Pay* (FREE with most accounts or with Payroll Direct Deposit)
  • FREE check images online (digital images of your cancelled checks)

*qualifications apply

Simply Free Checking

A good basic account that's very popular. No minimum deposits. No service charges. No minimum balance requirements.  

  • No monthly service charges
  • Unlimited checkwriting
  • FREE Online Bill Pay* with Payroll Direct Deposit
  • Minimum opening balance of $100

*qualifications apply

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Advantage Checking

More than just a checking account, this plan has a special package of discounts and services. . .  all for a minimal monthly fee. The discounts alone make this a unique and thrifty account.

  • Unlimited checkwriting
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE personalized checks (standard check design)
  • Accidental Death & Dismemberment and Common Carrier Insurance
  • Travel discounts on airfare, car rental and hotel accommodations (at available locations)
  • FREE Traveler's Checks, Money Orders and Cashier's Checks (at available locations)
  • Health discounts on prescriptions, hearing aids, eyewear and more
  • Reduced rates on Personal Installment Loans
  • FREE Online Bill Pay*
  • Minimum opening balance of $500

*qualifications apply

Money Market Checking

Earn interest no matter what your balance.  The higher the balance the more you'll earn because higher interest rates are paid for larger balances. A good account if you want your money to work for you.

  • Unlimited checkwriting
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE Online Bill Pay* with Payroll Direct Deposit
  • Only $500 minimum daily balance required

*qualifications apply

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VIP Checking

This account rewards you for having additional Minnwest accounts.  Maintain a daily combined personal checking / loan / savings / CD balance of $10,000 or have any Home Equity Line of Credit and you'll be eligible for this account.

  • Unlimited checkwriting
  • FREE personalized checks (standard check design)
  • Tiered interest rates which earn you higher rates for higher balances
  • FREE Online Bill Pay*

*qualifications apply

50+ Checking with Interest

FREE for people age 50 or better.  A solid account that not only saves you money, but earns you interest, too.

  • Unlimited checkwriting
  • FREE personalized checks (standard check design)
  • Earn interest on all your checking funds
  • No minimum balance requirement
  • No monthly service charge
  • No per-check charge
  • FREE Online Bill Pay*
  • Minimum opening balance of $100

*qualifications apply

Personal Investment Checking

This is a premium checking account which earns the highest interest rates. . . money market interest rates. 

  • Unlimited checkwriting
  • Tiered money market interest rates which earn you higher rates for higher balances
  • FREE personalized checks (standard check design)
  • FREE Online Bill Pay*
  • Minimum opening balance of $10,000

*qualifications apply

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