Find the Account Most Suited to Your Business Needs
Checking Account:
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Select I
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Select II
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Select III
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Select IV
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| Overview |
Interest-earning account designed for businesses that routinely receive and write a large number of checks. |
Offers the option to offset any service charges with an earnings credit. The earnings credit amount is based on the account’s average collected balance — the higher the balance, the higher the earnings credit amount. |
Interest-earning account for businesses with limited checking activity. |
Cost-effective account that offers businesses a combination of checks written or deposited every month. |
| Available To |
Sole proprietorships and government agencies. |
Corporations, partnerships,
sole proprietorships and government agencies. |
Sole proprietorships, nonprofit
organizations and
government agencies. |
Sole proprietorships,
corporations, partnerships,
non-profit organizations and
government agencies. |
| Average Daily Balance |
None |
None |
$1,500* |
None |
| Monthly Maintenance Fee |
$5.00 |
$5.00 |
$5.00 |
$5.00 |
Check Charge
Number of
Free Checks
Checks/Debits |
None
$0.15 per item |
None
$0.15 per item
|
Combination of 100 items **
$0.25 per item after 100 |
Combination of 100 items **
$0.25 per item after 100 |
| Deposit/Other Credit |
$ 0.25 per deposit |
$ 0.25 per deposit |
None |
None |
Deposit Item
Charge Drawn on Us
Clearings/Transit |
$ 0.05 per item
$ 0.10 per item |
$ 0.05 per item
$ 0.10 per item |
Combination of 100 items **
$ 0.25 per item after 100 |
Combination of 100 items **
$ 0.25 per item after 100 |
| Returned Deposited Item |
$4.00 per item |
$4.00 per item |
$4.00 per item |
$4.00 per item |
| Earnings Credit |
None |
Available |
None |
None |
| Interest Rate |
Money Market Checking Rate |
None |
Money Market Checking Rate |
None |
| Reserves |
None |
10% |
None |
None |
| Float Overdraft on Uncollected Funds |
Wall Street Journal
Prime +2% |
Wall Street Journal
Prime +2% |
None |
None |
* Interest will be forfeited on the account if an average balance of $1,500 is not maintained during the statement period.
** A total of 100 items in any combination (checks written or deposited) will be free each month. Fees could reduce earnings.
See our customer service department for additional details on all accounts.
