Minnwest Bank

Commercial Checking

Commercial Checking is best suited for businesses that require a full range of cash management products and transaction volumes that are rapidly changing.  Commercial Checking features an earnings credit that is used to partially offset fees.  The credit is based on an average account balance maintained.


No Average Daily Balance Required

Monthly Earnings Credit with monthly analysis statement available

Monthly Maintenance Fee of $10.00

$.15 Check/Debit Charge Per Item

$.25 Charge per Deposit

$.05 per On Us Item Charge

$.10 per Clearing /Transit Item Charge

10% Reserve Requirement

Deposit Assessment Fee=Monthly Average ledger balance/100*Current Deposit Assessment Rate/365*days in statement cycle

Float Overdraft On Uncollected Funds – Wall Street Journal Prime +2%

Plus, Commercial Checking Offers:

  • FREE Online Banking†
  • FREE Check images with Online Statements
  • FREE Business MasterCard ATM/Debit Card*¹
  • Business Credit Card*

* Subject to qualification. ¹Overdraft and Returned item fees may apply.  Bank fees (service charge, overdraft charge(s), return deposit item or stop payment) may cause additional fees to your account.   †Third party message, data, and/or internet service provider rates may apply.

Product Information Sheet for Printing